What does Dutch basic insurance cover?

What does Dutch basic insurance cover?

The basic Dutch health insurance covers essential medical care in The Netherlands, such as: Visits and treatments by a GP. Prescribed medication. Hospital stays and treatments.

Is dental insurance mandatory in Netherlands?

In the Netherlands, health insurance is compulsory for every adult. Healthcare is privatised, which means that you can choose an insurer yourself.

How does insurance work in the Netherlands?

Health insurance is compulsory from the time you register with a Dutch municipality or start working for a Dutch employer. You have 4 months to take out health insurance. If you take out insurance within 4 months, you will have to pay premiums afterwards for those first months you were covered.

Is it compulsory to have health insurance in Netherlands?

Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. Additional health insurance is not compulsory.

What is Eigen Risico English?

The concept of ‘Eigen Risico’ puzzles many internationals. It translates as ‘own risk’, but is in English mostly referred to as excess or deductible.

Is medical free in Netherlands?

Is healthcare free in the Netherlands? The Netherlands has universal healthcare, but the government requires all adults living or working in the Netherlands to have basic insurance. The basic plan will cost € 100-120 out of pocket. Children under the age of 18 don’t pay for health insurance.

Is dental care free in the Netherlands?

If you have a Dutch basic health insurance policy (basisverzekering), your insurance company bears the costs of all dentistry for your children up to the age of 18 as well as dental surgery for all adults.

How much does a root canal cost in the Netherlands?

The price varies for everyone, because it is dependent on the processes your dentist needs to carry out. In addition, the number of canals that need to be treated, use of microscopy, and sealing of the root canal affect the cost. To give you an idea of the cost of root canal treatment: this is between € 470 and € 700.

What happens if you don’t have insurance in the Netherlands?

If you do not take out a standard insurance package, the Central Administration Office (CAK) will register you with an insurer and the premium will be withheld from your pay. If you need medical care but are not insured, you must pay the costs yourself.

What happens if I don’t have health insurance in the Netherlands?

If you don’t take out Dutch health insurance within four months after registering in the Netherlands, you will get a letter from the CAK, the Dutch Healthcare Institute, reminding you to take out health care insurance within three months. If you fail to do so, you will have to pay a penalty.

Do I have to pay eigen risico?

‘Eigen risico’ is a mandatory deductible that everyone, except children, has to pay for healthcare before the insurance kicks in.

What is own risk in insurance Netherlands?

The “own risk” amount (eigen risico), which is an annual amount that you must pay out of your own pocket for some treatments and medicines before your health insurance will cover the rest. In 2021, the eigen risico is up to a maximum of 385 euros.

Wat is het eigen risico van de tandartsverzekering?

Eigen risico tandartsverzekering Over de basiszorgverzekering dient iedere verzekeringsplichtige op te draaien voor een deel van de eigen zorgkosten: dit wordt het verplicht eigen risico genoemd. In 2020 blijft het verplicht eigen risico, net als het afgelopen jaar, €385,-.

Wanneer is het eigen risico bij de tandarts?

Wanneer eigen risico bij de tandarts? Voor patiënten onder de 18 jaar is de mondzorg onderdeel van de basisverzekering (met uitzondering van kronen, bruggen, implantaten en beugels), maar geldt er geen eigen risico. Voor patiënten vanaf 18 jaar zit de meeste mondzorg niet in de basisverzekering. Dat betekent dat de rekening van de tandarts niet

Wat is het eigen risico van tandheelkundige zorg?

Het eigen risico is alleen van toepassing op bepaalde zorg die valt binnen het basispakket van je zorgverzekering. Bepaalde bijzondere vormen van tandheelkundige zorg komen voor vergoeding in aanmerking vanuit je basiszorgverzekering: voor deze zorg geldt wel een eigen risico.