What is the best Medicare Advantage Plan in Alabama?

What is the best Medicare Advantage Plan in Alabama?

Best Alabama Medicare Advantage Providers

Best Medicare Advantage Plans In Alabama
Plan Name Stars Monthly Premiums
AARP Medicare Advantage Plan 3 H2802-041 (HMO) 4.5 $0
Cigna Preferred AL Medicare H4513-046 (HMO) 4.5 $0
Cigna Preferred Medicare H4513-054 (HMO) 4.5 $0

How do you qualify for Medicare in Alabama?

You may qualify for Medicare in Alabama if you are a U.S. citizen or permanent resident and one or more of the following applies to you: You are 65 or older. You’re under 65, permanently disabled, and receive disability benefits from Social Security or the Railroad Retirement Board.

How much is Medicare in Alabama?

The cost of Original Medicare in Alabama will be the same as the rest of the nation. With qualifying work history, most people are eligible for premium-free Part A coverage. Part B premiums for most people are $148.50 in 2021, but those with higher incomes will pay more.

What is VIVA Medicare?

Viva is a health insurance provider based in Birmingham, Alabama. The company is part of the University of Alabama at Birmingham Health System and works with a large network of providers throughout the state. Viva’s insurance offerings include Medicare Advantage plans at a variety of price points.

Is Blue Cross Blue Shield Alabama the same as Blue Cross Blue Shield?

Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association.

Does Alabama have Medicare Advantage plans?

There are 91 Medicare Advantage plans available in Alabama for 2022, compared to 82 plans in 2021. All Alabama residents with Medicare have access to buy a Medicare Advantage plan, including plans with $0 premiums.

What is the income limit for Medicare in Alabama?

The income limit is from QMB levels up to $1,296 a month if single or $1,743 a month if married. Qualifying Individuals (QI): The income limit is from SLMB levels up to $1,436 a month for singles and $1,940 a month for married couples.

What are the benefits of Viva?

Perks of Working at Viva Health

  • Medical/Dental/Vision Benefits.
  • Tuition Assistance.
  • Community Service Time Off.
  • Paid Parental Leave.
  • Paid Donor Leave.
  • 401(k)
  • Paid Time Off.
  • Training and Development.

Does Viva Medicare cover vision?

VISION SERVICES No copay for Medicare-covered preventive screenings and Medicare-covered eye exams. VIVA MEDICARE Extra Value also covers up to $150 for additional eyewear (eyeglasses, frames, lenses, contact lenses, and upgrades). You pay anything over $150.

How to apply for Medicare in Alabama?

How to apply for Medicare in Alabama. If you’re enrolling in Original Medicare, enrollment is the same in any state. To qualify for Medicare, you must be either a United States citizen or a legal permanent resident of at least five continuous years.

What is Original Medicare in Alabama?

About Medicare in Alabama Original Medicare is the federal health insurance program for people 65 and older. Some people may be eligible for Medicare before 65 if they receive disability benefits or have certain conditions, like end-stage renal disease or amyotrophic lateral sclerosis (also known as Lou Gehrig’s disease).

What are the different types of Medicare coverage in Alabama?

Types of Medicare coverage in Alabama. This coverage works alongside Original Medicare, Part A and Part B. If you have Medicare Advantage, you’d enroll in a plan that includes prescription drug benefits, also known as a Medicare Advantage Prescription Drug (MA-PD) plan.

Does Medigap work with Medicare Advantage plans in Alabama?

In most states, including Alabama, plans of the same letter offer the same benefits no matter which insurance company offers the plan. Medigap coverage only works with Original Medicare; you can’t use these benefits to pay for Medicare Advantage costs.